RBI Registered NBFC · Est. 1993
Chartered Securities India Limited

Loans that
Power Your
Growth.

Fast, fair, and flexible financing for individuals and businesses across Kerala — from gold loans to business capital. Trusted since 1993.

Established Trusted in Kerala since 1993
30+
Loan Products Gold, Personal, Business, Property, Vehicle
5
Locations Head Office + 4 Branches
5
Loan Products

Five Loans. One Trusted Lender.

Whether you need instant liquidity against gold, capital for your business, or financing for a major purchase — we have a product built for you.

Gold Loan

Instant loans against gold jewellery. Transparent on-the-spot valuation, same-day disbursement.

Up to 75% LTV Apply Now →
Personal Loan

Unsecured financing for medical needs, education, travel, or any personal expense.

Flexible Tenure Apply Now →
Business Loan

Working capital and expansion financing for MSMEs, traders, and entrepreneurs.

High Limits Apply Now →
Property Loan

Loans against residential or commercial property for large-ticket borrowing needs.

Long Tenure Apply Now →
Vehicle Loan

Finance for two-wheelers, cars, and commercial vehicles — new and used, easy EMI.

Easy EMI Apply Now →
Simple Process

From Application to
Disbursement — Fast.

We've made borrowing simple and transparent. Get the funds you need without unnecessary paperwork or long waits.

01
Walk In

Visit any branch. Our team will understand your need and guide you to the right product.

02
Submit KYC

Provide Aadhaar, PAN, and supporting documents. Gold is valued on the spot. No lengthy forms.

03
Get Approved

Quick credit assessment with full transparency on interest, charges, and repayment schedule.

04
Receive Funds

Disbursement to your bank account or cash at branch as per RBI guidelines.

Chartered Securities India Ltd

Three decades of trusted
lending across Kerala

1993
Established
RBI
Registered NBFC
5
Locations
5
Loan Products
Why Choose Us

An NBFC that knows
your community.

Chartered Money is the brand of Chartered Securities India Limited — an RBI-registered NBFC operating across Kerala since 1993. We are not a bank. We are faster, more flexible, and closer to home.

We understand the financial rhythms of Kerala's traders, households, and businesses — and we lend with that knowledge.

  • Fully RBI-regulated — transparent, compliant, trustworthy
  • Fast approvals with minimal documentation
  • Flexible repayment schedules tailored to your cash flow
  • No hidden charges — full cost disclosure before you sign
  • Staff who speak your language and understand your needs
Our Locations

Close to Where You Are

Head Office in Thrissur, with four branches across Malappuram — walk in anytime and speak directly with our lending team.

HO
Thrissur
Head Office · Kerala

Registered office and principal operations of Chartered Securities India Limited, serving clients since 1993.

01
Ponnani
Malappuram

Serving Ponnani taluk and surrounding communities with the full range of loan products.

02
Edappal
Malappuram

Extending Chartered Money's reach into Edappal and the central Malappuram corridor.

03
Tirur
Malappuram

Serving Tirur and the eastern belt of Malappuram for individuals and growing businesses.

04
Kumbidi
Palakkad

Serving Kumbidi and neighbouring communities with fast, friendly loan services.

Before You Apply

Eligibility & Documents

Simple requirements — most applicants qualify within minutes of walking in.

Who Can Apply

  • Indian residents aged 21–65 years
  • Salaried employees, self-employed individuals & business owners
  • Traders, MSMEs & agricultural businesses (select products)
  • New and existing customers of Chartered Money

Documents Required

  • Aadhaar Card & PAN Card (KYC)
  • Recent passport-size photographs
  • Proof of income — salary slip / ITR / bank statements
  • Property / vehicle documents (for secured loans)
  • Gold jewellery (valued at branch for gold loans)
Also from Chartered Money
Fixed Deposits — Earn up to 10.5% p.a.
View Deposit Plans
Ready to get started?

Get the loan you need —
walk in today.

Visit your nearest Chartered Money branch or call us. Our team will have you sorted without delay.